Introduction
P2P investments often sit outside traditional brokerage accounts, which makes them easy to leave out of a net-worth overview. Total Wealth Tracker can represent each P2P platform as its own account-level entry.
Track the platform total, not every loan
The intended model is one line per P2P platform. Enter the amount invested and the platform's current total value, then update that value when you review the account.
See P2P alongside other assets
P2P entries can appear in the same portfolio as stocks, crypto, funds, cash, real estate and other asset types. This makes it easier to understand how much of the overall portfolio is allocated to P2P.
What the app does not track
Total Wealth Tracker does not import individual P2P loans, repayment schedules, interest payments or borrower-level risk data. It also does not assess the risk of individual loans.
Practical example
If you use Mintos and PeerBerry, each can be a separate platform entry. Their account totals then contribute to the combined portfolio value and P2P allocation.
Frequently Asked Questions
Can I track more than one P2P platform?
Yes. Add each platform separately.
Does the app follow repayments?
No. It tracks the account total rather than individual loan transactions.
Can P2P be included in Portfolio Health?
P2P can be represented as an asset type in the portfolio, contributing to the overall structure used by portfolio-level insights.
Conclusion
Platform-level P2P tracking is designed for portfolio visibility, not loan servicing. See Track P2P Investments for more.
