Introduction
Household finance is a broad topic. Total Wealth Tracker does not try to manage every bill or purchase; its role is narrower: helping partners keep a shared view of investments and total wealth.
What a shared workspace can do
- Partner invitation: The portfolio owner can invite a partner by email.
- Shared portfolio: Both people can work from the same set of manually tracked accounts.
- Roles: Owner, editor and viewer roles control the level of access.
- Cloud synchronization: Changes to the tracker can sync across devices while cloud mode is active.
A practical household example
One partner may have a stock broker and the other a fund or P2P account. Cash, real estate or other household assets can also be represented as account or asset-bucket entries. The shared workspace brings those values into one total-wealth overview.
What the app does not do
Total Wealth Tracker does not create household budgets, categorize expenses, analyze spending, monitor bills or automatically track daily transactions. It is not intended to replace a budgeting or expense-management app.
Frequently Asked Questions
Can we create budgets in the app?
No. Custom household budgets are not part of the product.
Does it track spending and expenses?
No. The app tracks investment platforms and asset buckets rather than individual expenses.
Can my partner view or edit the portfolio?
Yes, when using a shared cloud workspace and an appropriate role.
Conclusion
For couples who mainly want one investment and net-worth picture, shared portfolio tracking can be useful without adding budgeting complexity. See the Couples Net Worth Tracker page.
